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Friday, June 4, 2010

More Bling for your Buck?

Most likely you bridal babes already have the Bling on your finger, but you may have a friend (or their boyfriend) that would be interested in this entry.

A colleague of mine asked me yesterday; “what is the standard rule for spending money on an engagement ring?”

I’ve heard many times that the formula was 1½ times their monthly salary (before taxes). In doing my research, I came across several articles that suggested up to four months of yearly salary. Now I’m not one to knock the four month rule, but it does seems a bit much. If your man wants to spend that much on your ring, then let him!

Let’s put this in perspective:

If his yearly salary is $50K divide that by 52 weeks = $962 weekly, then multiply by 6 weeks (1½ months worth) = $5,772 allowance for a ring. Now what kind of ring can you get with $5,772?

Ring # 1:

The total carat weight of diamonds for this ring is 1.09.
Diamond: Very Good-cut, F-color, VS1-clarity, Princess Cut, 1.09-carat Diamond.

Setting: Comfort-Fit Ring in Platinum (2.5mm).

Total for Ring # 1: $5,854
Ring #2:
The total carat weight of diamonds for this ring is 1.74.

Center Diamond: Very Good-cut, G-color, VS2-clarity, Radiant Cut, 0.90-carat Diamond. $3,322

Setting: Triad Pavé Diamond Ring in 18k White Gold. $1,950

Total for Ring #2: $5,272 ********************************************************************************
So Ring #1 gives you a much better quality Diamond and bigger size, where ring #2 gives you more total weight, but lesser quality diamonds.

Either way, it’s not about the ring, it’s about the man and how happy he makes you. If you really want to see what you can get for your money, go to Blue Nile. You can build your own ring and be educated on everything Bling!



  1. You may wish to revise this entry to correct this phrase "I’ve heard many times that the formula was 1½ times their yearly salary (before taxes)". You should replace yearly with monthly to more accurately state what is described in the formula.

  2. Great Catch Justine.. Just corrected..


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